One of the things that haven’t been thought of by banking industry (and developer) is application for customer’s financial activities. Several bigger banks provide m-banking (via SMS) and internet banking (plus its mobile version) service, but to complement the available function, there should be banking application – for Blackberry and iPhone platform, for example – as solution.
Previously I found out that there’s an application developed by PermataBank in Blackberry platform. Unfortunately, the application is “a pseudo one”. Each transaction conducted with it will be sent through SMS, not thorough data connection. Which means this application is some kind of launcher for m-banking via SMS activity. Resulting every activity or transaction will be deducted from phone’s credit, and will happen fast, because such special SMS will be charged Rp. 500 per SMS sent.
Continue reading Smartfren Develops Mobile Payment and Mobile Banking Applications
Salah satu hal yang nampaknya belum menjadi perhatian utama pihak perbankan (dan pengembang) adalah ketersediaan aplikasi untuk kegiatan finansial nasabah. Memang sudah ada layanan m-banking via SMS dan Internet banking (plus versi mobile web-nya) dari beberapa bank besar, tapi sebagai komplemen dari fungsi yang sudah ada, seharusnya ada aplikasi perbankan — untuk platform BlackBerry dan iPhone misalnya — sebagai solusinya.